The navigation of retirement plans can be a complex one, but with Moneytree Wealth Management, we ensure that your pension works for you. Whether you’re nearing retirement or just beginning to hatch a plan, our expert advisors will guide you through the options available to help you make informed decisions to secure your financial future. From pension scheme reviews to detailed explanations, Moneytree Wealth Management provides personalised advice on how to manage your retirement savings.
Please note Business or Agricultural Property relief schemes invest in assets that are high risk and can be difficult to sell. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.
Most pensions are not subject to IHT under current legislation making them an efficient way to pass on wealth. However following the Autumn 2025 budget there is a proposed change to this IHT legislation making them part of the deceased estate for IHT purposes.
Trusts allow you to transfer assets out of your estate while controlling how they’re used. However, depending on the type of trust, they may have their own tax implications, such as a 20% entry charge or periodic charges.
Overseas property is included in your estate for UK IHT purposes if you are domiciled in the UK. However, double taxation treaties with certain countries may mitigate IHT on overseas assets.
Ready to talk about your financial future? Let’s sit down for a friendly, no-pressure chat where we can get to know you and your goals.
Moneytree Wealth Management
Talbot House
Albion Street
Chester
England
CH1 1RQ
Moneytree Wealth Management Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Moneytree Wealth Management Ltd. Registered in England and Wales, under no. 07399360.
Approved Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 5th May 2025.
Registered office address – Talbot House, Albion Street, Chester, England, CH1 1RQ
Holiday Home Mortgages, Powers of attorney, Will writing, Tax Planning, Trusts, Estate Planning, Inheritance Tax Planning, Some Employee Benefits, Some Buy to Let Mortgages, Exit planning, Succession Planning, Legal advice, Commercial Mortgages and Auto Enrolment are not regulated by the Financial Conduct authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
